3 months ago I put 125,000 into an IRA retirement ...

Twenty years is a long time. The stock market goes up and down, but over time, it has averaged an annual gain of about 8 percent. If you're well diversified and invest through a company that doesn't charge high fees, you should be OK. Just take a deep breath and things will get better.

Will the time come when you can take a full-time job? Being able to afford to contribute to your IRA might ease your mind.

I agree with Jennie on this.  If you look at your IRA performance in the short term, it will be a painful experience.  I think you should think about what you ultimately want your retirement to grow to in 20 years and work from there.  The market will rebound eventually, it's just a matter of when.  I am and independent advisor with about 12 of the major financial/insurance companies that offer annuities.  I have see the benefit of placing someone's retirement on cruise control so they do not get frustrated during times like these.  I will make it a point over the weekend to find more literature on some of these products.  I hope the information will be helpful to you.  You can also email me at jfultz@polarisfinancialgroup.com if you want more information.

John F

You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com

You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com

You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com

As long as the stock maket is down smart investors will come around. The market has aways went up and down ,yet after a two year slump it has always climbed up beyond our neds. So hang in there things have to get better. Don;t panic and remove what yu have or you will lose more in the longrun..