Im sorry that is false, it does not take a month for sperm to meet with an egg. It takes about 30 minutes for the sperm to connect with an egg. I felt strange 2-3 days after conception, I had this feeling that I was pregnant. Yet, I let it go for a couple of weeks. I went to see my doctor and I was 3 and a half weeks pregnant. They say that implantation of the fertilized egg occurs about 22 days after. You would have to do further research to find out if a pregnancy test would show accurate before implantation.
What seems strange to me is that you didn't bleed from intercourse but from him fingering you- which I agree with the above posters that he cut you inside. Mixed with your natural lubrication, it may have seemed like a lot more blood than you actually bled.
I would still go see your doctor if you don't start to feel better. You may just be tired from the excitement, stress, and body changes. Also, the pregnancy tests you buy at the local drug store, are the same ones your doctor uses. In fact, the day before I went to see my doctor I took a pregnancy test, it came back positive. My doctor said there was no point in taking another pregnancy test, so he took a blood test to see how far along I was-
A few tips... you should let him pull out and remain still, and most importantly, he should be holding the condom on as he withdraws, just for both of your protection. Its not just pregnancy you should be concerned with, its also diseases. It seems people still think that you have to look like you have HIV to have it, you don't- Also remember theres the gestation period for your body to even build anti bodies against the virus. So, you can test negative I believe its now six wks. They've changed it several times so its hard to keep track. But they have a 20 minute test now that gives you the results, instead of waiting 2 wks. But if you test postitive, they have to confirm it with a 2 wk test.
The best of luck- I hope the information I gave helped... Here is a link with the best information on conception I could find fast...
http://answers.yahoo.com/question/index?qid=20081215082659AAmmN9U
Take care of yourself-