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shyandnaked
(deleted account)

My husband signed a document without reading it

I have a little dilemma.  Last week our neighbor across the street who we are just getting to know even though they have lived here about 8 years, asked my husband last minute to come over to their home to sign a document as a "witness" for them.  My husband is a nice guy and being very trusting and easygoing, he signed as a witness on the document without even reading what he was signing.  He was just told by another man present who claimed to be a notary public that he was witnessing that he knew our neighbors.  Well, when I found out he didn't read the document, I became concerned and I called the woman and asked if we could see exactly what it was he signed.  Well she told me she had the papers on file and would look them up if I needed to see them, but tried to assure me they were good people and it was just a witness form.  I said ok, but after I slept on the issue, I awoke feeling we should see that document.  These people are retired professional people and seem pleasant enough, but they mentioned they are moving within a year as the taxes are too high and the house is too big.  They are from another country as well.  She knew she needed a witness for these papers, so she had time to prepare one of her adult children to be present.  Besides, most notaries don't require a witness.  They just need a license to prove who you are.  My husband wasn't asked for identification to prove he was a valid witness.  With all the scams out there, I am wanting to be sure he didn't co-sign something and get stuck with a bill.   I emailed her and asked her to see a copy of the paperwork and now she is saying she doesn't have a signed copy and has to wait for the paperwork to go through a process before she is sent a copy to show me.  I have been personally burned in the past by signing things I did not read so I am not very trusting of many people.  Am I being unreasonable and rude to be asking this woman to see the document?  She said it was a personal document and seems to be getting her story a little mixed up each time I email or talk to her.  I am beginning to get anxious over this.  How much time should I give her to show me the documents?  I asked the name of the group she is dealing with for her "deal" and I am awaiting to see if she will give me their name.  My husband thinks I am being too untrusting of them.  Please give me some opinions.  Thanks.


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1 helpful answer

I  think you should give her one more day and tell her you will be going to the police if she does not show it to you.

Posted 2009-03-22T02:56:56Z
shyandnaked's (deleted account) question
Helpful?(1)
Rated #18 out of 24
 
4552 helpful answers

Love is the battery of life....

Hi, ----------- You are perfectly right !.  You are NOT overdoing it and you do NOT exaggerate.   You behave as any smart person would do.  We have to adopt several basic rules: 1).  Never sign a paper without reading it carefully. 2).  Always get a copy of what you signed.  3). Understand what are the results / implications / responsibilities of signing.  4).  Never be quick to sign documents that you don't have to.   Send her an official letter saying that your husband didn't read that paper and that you demand to get a copy.  Tell them that if you don't get an official copy within 48 hours you are going to the police.  --------- Best regards,

Posted 2009-03-22T16:15:46Z
shyandnaked's (deleted account) question
 
582 helpful answers

Smile  If it's funny, laugh. If it isn't funny, laugh anyway!  Smile

If I am understsnding you correctly, All your husband did was sign his name to a paper witnessing that the person that signed the paper, is who they stated they are.

In other words, he did not do anything, but just say (by signing his name) that the person (neighbor) signing the document, is who they say they are.

He only witnessed a signature. Therefore, he is not in any way responsible for what is in the document.

What did the notary tell him he was signing?

George~

Posted 2009-03-22T16:35:15Z
shyandnaked's (deleted account) question
 
582 helpful answers

Smile  If it's funny, laugh. If it isn't funny, laugh anyway!  Smile

I read it again and see that the notary said he was just witnessing that he knew the neighbor. That sounds right. That should be ok. Like I stated in my previous post, that is generally what a witness does. Just state he knows the neighbor and it is, the neighbor signing the document.

Example: my neighbor asked me to witness his signature. I signed my name to state, that he did sign it. The document was his "Last Will" I would have no reason to see his will. The notary is the real witness to the document anyway and would be responsible for the merit and content of the document, and it's validity

This is hard to state, I hope you understand.

G~

Posted 2009-03-22T16:49:12Z
shyandnaked's (deleted account) question
 
shyandnaked
(deleted account)

Hi George, Yes, you are basically correct. The neighbors originally told my husband that they needed a witness on the document to verify that they are who they say they are. However, my concern is that he did not read what he was signing. The neighbor told him it was a will and the man who was there and wanted him to sign the papers was a notary. Well, as far as I know, that is the reason one hires a notary. THEY are the witness. Normally you don't need another witness. The person shows ID as to who they are and the notary signs and seals the document right then and there. (I just used one the other day). My concern is that I have been through some bad experiences signing a few documents in the past without reading and it got me into trouble. When I called the neighbor to ask what hubby signed, she then told me a different story than she told my husband. She first said she had the papers in her file if I needed to see them. She sort of tried to make me feel guilty for asking to see them so I said, to forget it. The next day, my women's instinct came into play and I thought again we should see what he signed. Suddenly, the papers were not in her file and she said I would have to wait until the papers went through and were sent back to her. She kind of said it had personal information and tried to offer me references of long term friends to call to verify their character. If the deed was so personal, why didn't she have one of those friends witness it? Also, she has a family member about 25 minutes away. The "notary" did not explain what was in the document, just that my husband was a witness as to who these neighbors are. The neighbor originally told my husband it was a will (at least that's what he recalls), and then she told me the next day it was about a piece of land her husband's sister had. Since her facts fluctuated, a red flag went up for me and also I emailed her to ask what "group" she was doing business with as she had also told me the group she was doing business with was good. I have not heard from her since I asked what group she was using. If she thinks I am being too nosy and might call them and ruin her deal, then why did she ask my husband in the first place? I had no intentions to call her group, but I do want to know that they are a reputable group. George, I get a scam a day on the phone and/or internet. Our state governor went to jail as did the neighboring town's mayor for corruption. I hardly know this woman and her husband. I did have them over for Christmas and that's about all I know. They are moving in a year or less and that also concerns me that we might be stuck with a co-signed bill. Am I being too paranoid ya think? I am really anxious about this. Been burned before. Gosh you men are too trusting! lol

Posted 2009-03-22T17:03:00Z
shyandnaked's (deleted account) question
Helpful?(1)
Rated #21 out of 24
 
shyandnaked
(deleted account)

George, I am friends with your neighbor and he told me he left you 5 elephants and 12 donkeys in his will. LOL. I hope you have the land for them. Seriously, I understand what you are saying. That's what my husband feels as well. I guess you have to know my husband and how gullible he is, and also know the hell I went through signing something I didn't read. I have become an extremely, maybe overly cautious person from my life's experiences. I DO appreciate your input very much. It's good to get all sorts of opinions and I thank ALL of you. I tend to go with the women's comments though. I'll let you know what transpires and if we are still speaking neighbors after this. (Or speaking spouses, lol)

Posted 2009-03-22T17:11:33Z
shyandnaked's (deleted account) question
Helpful?(1)
Rated #20 out of 24
 
296 helpful answers

Smile, it's contagious!

You have great advice from others.  Your husband should not have signed anything without reading it first.  And, you do have reason enough to be suspicious.  A notary never ever asks anyone to witness a signature.  They are the legal witness. If all he signed was a statement  attesting to the fact that he witnessed their signature it should not be a problem for them to let you read that statement.  They don't have to allow you to read the whole document only the part he signed.  Being from a foreign country, too, increases the chances that you have been scammed. I think it might be a good idea to contact police now before they have a chance to leave the country. 

Posted 2009-03-22T17:50:31Z
shyandnaked's (deleted account) question
Helpful?(2)
Rated #16 out of 24
 
2187 helpful answers

If it's not fun, you're doing it wrong.

FREE !!!  Help the U.N. feed people by playing a free game at freerice.com    It's free, fun and educational.

Professor Snotsengabber, a charter member of S.N.O.T.S.

If your husband at least read the line he signed on and it was marked "witness" then everything is okay.  If it didn't say "witness", then he could have signed anything (since he didn't read it), and you may very well be co-signors to something, or given away your house. 

   Having witnesses sign something is pretty common, and I have had my neighbors sign as witnesses before for myself.

   It does sound strange that the nieghbors story would keep changing, and it seems suspicious.  You need to talk to a lawyer, and you should have done that already.  Most contracts have a time limit to back out after signing, but that is three days in which to cancel.  And of course, you have to know who to cancel the contract with, which your husband doesn't.

    This was a pretty bad mistake on your husband's part if he didn't sign merely as a witness.  Even as a witness he should have read enough to see what he was witnessing, whether it was the person's identity, or the performance of some act (such as witnesses to a marriage ceremony), or the length of residence in their home.  There are lots of scam artists in my area, and many of them are trusted by their family friends and neighbors until they slip away with the money.

   So, ask your husband if he is sure that the spot he signed was marked "witness".   Then he is only liable for mis-witnessing at the most and not the contract/deed/credit application he may have signed.  Not that documents can't be altered after the fact, with the witness word painted out and replaced with some other designation if these are serious scam artists willing to do anything including forgery.

   In the future your husband should refrain from signing anything without giving it to you first.  If he does, you need to make the arrangements as are done for the feeble minded where their signature on any document can be rescinded on your order.  Not that I am saying your husband is feeble-minded, but this is pretty dangerous activity to sign things you don't read.  He might have signed off on the deed to your house for all he knows, or ordered an inground pool to be built for your neighbors with the bill coming to you.  You will never know unless you get a copy of the document, or an eviction notice, and you might need a lawyer to get that now if your neighbors don't want you to have it.

If your husband did sign as something other than a witness, you are going to need a lawyer to get out of it, since so much time has already elasped.  The sooner you get on that the better.

Posted 2009-03-22T18:04:06Z
shyandnaked's (deleted account) question

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