I am currently on cobra insurance. I could not afford to continue the coverage for my 18 year old daughter not a full time student. When she was 16, I sent her to a drug rehab program as she was experimenting with drugs. My insurance paid for it. She is drug free, but now I hear that she may not be able to get medical insurance because of her attending this program. I don't know how the insurance companies underwrite. I want to answer all the questions honestly, but don't know what to expect. How much information do the insurance companies want? She has no health problems and never has. I was just doing what I thought was in her best interest & I was right. I was going to apply for a Blue Shield policy. Any ideas who would approve her with the honest facts?
