Abbreviations.com Convert.net Definitions.net Quotes.net Synonyms.net USZip.net References.net
Bookmark & Share
 
Synonyms.net
Search for Synonyms:     
Browse Alphabetically:
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z #
 random synonym 
Personalize Yedda, (And make Danny Happy)
People ask & answer about almost everything. Tell us what you're interested in... So we can personalize Yedda especially for you
I'm interested in:
Originated from
WalletPop

How Do We Work With Credit Companies

The company I worked for went out of business at the end of the year and my husband's work hours were cut in half. We fell behind on our 4-wheeler payments to HBSC Services. We were sending in payments of what we could afford and they just kept adding on late fees and penalties. We have tried to call them multiple times to ask them for help and they refuse? We have worked to hard to get good credit. How can we fix this?


Share Send to a friend Watch Report
 
 

Posted Answers

No answers were posted yet - be the first one to answer!

Sign in to participate

Got an answer for emess99? Would you like to comment on the posted answers, or vote for the one which you think is the best?

Sign up for a free account, or sign in (if you're already a member).

Explore Related Questions

Other people asked questions on similar topics, check out the answers they received:


Q:

Credit Debt Help

How does online credit debt help work?
Submitted by E Morris   4 months ago.
  • viewed 280 times
Last answer posted 4 days ago by Optwizard


Q:

How do you apply for debt relief grants and with ...

how do you apply for debt relief grants and with whom
Submitted by ikebana   2 years ago.
  • viewed 2708 times
Last answer posted 1 month ago by buzz



» More...

Explore Related Posts in Forums

All about debt settlement - credit card debt - debt negotiation - credit ...

All about debt settlement - credit card debt - debt negotiation - credit card debt... settlement company credit card debt settlement credit card settlement debt settlement usa ... All about debt settlement - credit card debt - debt negotiation - credit card debt relief - debt settlement software - debt...

time for credit score to raise and impact of student loans (credit card debt...

DH and I are paying off and down our credit card debt. We understand that in order to raise our credit score, it is best not to have no more than 25%+/- charges on your card. So, that's what we Paying student loans on time won't effect your credit score negatively. It will effect your debt

No debt. Dropping credit score. What can we do to keep our credit score up...

No debt. Dropping credit score. What can we do to keep our credit score up? My wife has no debt... . She has paid off her student loan and carries zero credit card debt. She probably charges about $1500 her statement amounts to go up, that could hurt her credit score by increasing the debt
» More...
Powered by
Feed - Subscribe to changes to this Q&A Blog

Latest blog posts on WalletPop

Black Friday: Bing Cashback offers up to...

Filed under: Shopping , Black Friday , Economizer Black Friday deals are already appealing, with plenty of Black Friday laptop deals and clothing deals and plenty more. But what would you say if you could get an extra; 5%, 10%, 20%, or even 35% off of your purchase in the form of cash back just by starting your holiday shopping on Bing.com ? For a limited time on Black Friday, November 27th, Bing will offer bigger cash-back rewards as part of their Bing Goldrush promotion. This will include cash-back amounts from 5 to 35 percent from retailers such as Macy's, Sears, The Gap, AT&T, Walmart, eBay, HP and many more. Continue reading Black Friday: Bing Cashback offers up to additional 35% off Black Friday: Bing Cashback offers up to additional 35% off originally appeared on WalletPop Blog on Mon, 23 Nov 2009 13:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Let us now pray: Church mortgage...

Filed under: Debt , Recession Sounds like it might be time to pass the hat again. Many churches are having trouble paying their debts. This article from Bloomberg profiles the Evangelical Christian Credit Union, which has written $3 billion worth of church mortgages over the past ten years. Unfortunately, the combination of payments that rise when rates adjust and less money to make those payments is hitting churches hard, and many of them are defaulting. Roughly 145 churches have had to declare bankruptcy because they couldn't make their mortgage payments. Evangelical Christian's percentage of delinquencies has doubled since 2007. The company steered its clients into commercial mortgages that were similar to the deals many Americans struck on their home loans, with lower initial payments that would balloon after a period of years. Many of the institutions in question refinanced in order to expand or renovate their facilities. At the time, this arrangement was a cheaper way for churches to make money than holding bond sales; in addition, churches were often approved to borrow more money than they could have raised via more traditional -- and perhaps less risky -- methods. Continue reading Let us now pray: Church mortgage delinquencies on the rise Let us now pray: Church mortgage delinquencies on the rise originally appeared on WalletPop Blog on Mon, 23 Nov 2009 10:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Oprah retiring? Not likely

Filed under: Extracurriculars , Wealth , Celebs & Money The Queen of daytime talk shows has announced she is calling it quits after 2010 . Oprah says, "ending the show feels right in my bones." She goes on to further explain how next season, the 25th, will be bigger and better than ever as she says goodbye to her fans. What Oprah has "right to the bone" is an entrepreneurial talent to know how to maximize the bucks. She is able to get tons of publicity and interest by announcing the end of the show, thus guaranteeing good ratings and exposure for the Oprah brand. Oprah has amassed a large fortune with her company Harpo Productions, (Oprah spelled backwards), and is one of the richest people in the world, with a rating of 234 on Forbes Billionaire List. Oprah took a fledgling local show and launched The Oprah Winfrey Show in 1986. Her show is now seen in 144 countries and brings in 44 million US viewers each week. Her production company, Harpo produces Dr. Phil, Rachael Ray, and is adding a show hosted by frequent guest Dr. Oz. She partnered the Oprah Winfrey Network with Discovery with a launch set for late 2009 or early 2010. And Harpo Films just inked a cable deal with HBO after 15 years at ABC. Continue reading Oprah retiring? Not likely Oprah retiring? Not likely originally appeared on WalletPop Blog on Mon, 23 Nov 2009 09:30:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Can you trust T-Mobile's Sidekick?

Filed under: Saving Money , Technology T-Mobile is restarting its Sidekick sales again after last month's data loss that permanently left its customers without photos, contacts or information. The only trouble was that a day after T-Mobile began selling its beleaguered product at a reduced price, it was reported that its UK staff was selling off customer information to the highest outside bidder. Severe data loss vs. security breach by employees ... which is worse? At this point, does it matter? T-Mobile, which is using Microsoft's Danger for Sidekick technology and data services, can't shift the blame on Microsoft for this recent security breach. Instead, it was solely the work of T-Mobile employees destroying customer trust. So even if T-Mobile is offering the Sidekick 2008 for $49 and the Sidekick LX 2009 for $149 (down $50 and $30 respectively from last month) with a two-year contract, it may not be worth it to consumers who have lost confidence in the company and can't trust their data won't be lost or stolen. Can you trust T-Mobile's Sidekick? originally appeared on WalletPop Blog on Mon, 23 Nov 2009 09:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Vending machines invoke new technology to...

Filed under: Shopping , Technology Customer service is the cornerstone of a retail business. So could the vending machine industry really make people more easily give their money to a machine rather than a person with a friendly smile? The secret lies in technology and convenience, according to the National Automatic Merchandising Association (NAMA), which represents the vending machine industry. With gas prices and the recession not sparing even this $30 billion segment of the retail market, vending merchants are looking at swanky machines that dispense everything from deep-dish pizzas to prescription drugs to nab more customers.Continue reading Vending machines invoke new technology to attract shoppers Vending machines invoke new technology to attract shoppers originally appeared on WalletPop Blog on Mon, 23 Nov 2009 08:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

New Black Friday deals at Toys R Us online...

Filed under: Bargains , Kids and Money , Saving Money , Shopping , Black Friday Black Friday deals are being announced or leaked at such a rapid rate its getting difficult to keep track. Of all the retailers, Toys R Us may well be the most aggressive with the deals and now it is expanding online discounts for the big day, with free shipping, bonuses with purchase, and some special payment plans. There's even an online layaway program called Bill Me Later. Through Saturday, November 28, new Bill Me Later customers will receive $10 off purchases of $30 or more, with no payments for up to 90 days. In addition, all customers who opt to use Google Checkout will receive $10 off purchases of $60 or more. Continue reading New Black Friday deals at Toys R Us online ... and on the go New Black Friday deals at Toys R Us online ... and on the go originally appeared on WalletPop Blog on Mon, 23 Nov 2009 05:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

On board the new Oasis of the Seas: Is it...

Filed under: Bargains , Extracurriculars , Transportation , Travel , Celebs & Money So here I am, writing this from off the coast of Florida as part of the first two-day preview cruise of the magnificent Oasis of the Seas. Royal Caribbean has launched the largest cruise ship in the world, a towering dagwood of action-packed decks and over-the top superlatives: longest cruise ship, widest cruise ship, tallest cruise ship, heaviest cruise ship. And as of today, the coolest cruise ship. Rihanna was on here yesterday, and I'm told Richard Branson has come and gone, too. By now, most of America has seen the particulars of this gargantuan, billion-dollar chunk of devil-be-damned engineering. Here on board, one of the stateroom TV channels plays, on a loop, the segments of yesterday's Good Morning America in which Sam Champion and his crew romped around the Aqua Theatre, the Solarium, the cocktail bar that rises and falls between three decks (pictured above), the huge Central Park and Boardwalk atriums (atria?) that carve an airy middle into the ship. The ship is, simply put, astounding. I have never seen anything like it in my years of cruising. It took me about six hours to explore fully from Deck 3 (the Studio B ice rink) to Deck 17 (the stunning, and ridiculously expensive, duplex loft suites with two-story sea views). There's nearly no way to take in the enormity of the endeavor. If you could pack a small shopping mall together with a 2,400-room resort and send it off to sea, you might start coming close (one cynic described it as "a hotel on a barge," which omits the considerable frills and dazzle), but you'd still have trouble wrapping your head around it all. It is so big as to be humbling, and sometimes, that makes it a little frightening. As we left Port Everglades in Fort Lauderdale, a police boat rushed a smaller craft that was approaching us and warned its captain to back off, as it was entering "restricted waters." Something this big and this audacious would be an obvious target, and local police are clearly taking no chances. Royal Caribbean, ever adept at cleverly harnessing social media (remember that unfortunate recent case in which it was nabbed giving freebies to people likely to populate user-review boards with praise?), has invited large numbers of journalists, travel agents, and VIPs to take part on two, back-to-back, two-night cruises. Attending for WalletPop, I'm on the first one. For this run only, alcohol is free. There were some early reports this week that the line would be, in effect, bribing the press for good stories by plying them with booze and by giving them stuff that will actually cost passengers on "real" sailings. Although alcohol is free, I can't say I've seen this accusation to be the case, and the crowd is a lot less drunk than it was for a paid sailing on the Carnival Dream a week ago. Not everything is handed out: I've had to pay for things such as a $2.50 coffee on the Royal Promenade or $2.50 for a hyper-sweet cupcake from its on-board cupcake shop. Whenever anything is offered to us, I ask what the price will be for paying customers. Again and again, the answer I get tells me that many of the things we're getting are included in the fare anyway. That includes midnight pizza at Sorrento's, afternoon burgers at Johnny Rocket's, and twilight doughnuts on the Boardwalk (where there's a working carousel). So although Royal Caribbean is pioneering obnoxious fees such as surcharges for late-night room service and hefty upcharges for the privilege of eating better food than its main dining regularly serves , I can't say it's using the launch of the Oasis to foist a lot of new ones on us. There are some issues, of course. The first is lines. Royal Caribbean was wise enough to only pack this ship about half-full, which means we're all likely to get into the shows we want to see and we won't write reviews complaining about crowds. When it's full of paying guests, though, you'll have to make many of your reservations online or in a queue, adding another layer of hassle to what's supposed to be your break from it all. I also suspect the main pool area, on Deck 15, will not be able accommodate everyone who wants to swim. On balance, though, this is a pretty dazzling achievement, and diversion is around every corner. When I see a ship as marvelously bloated as this one, I have to separate my sense of travel snobbery from my admiration for what Royal Caribbean has done here. I can't deny that passengers who immerse themselves in this floating circus might as well not be at sea at all. It's less a ship than a floating resort, and most of the passengers seem to be hanging out below decks than enjoying the sun and the sea. Today, while I was having lunch in the Windjammer Marketplace buffet on Deck 16, I looked down at the smooth blue water to see dolphins playing alongside the ship. While I was admiring that sight, the couple behind me was engaged in a lively debate about the quality of this buffet compared to those on other ships. They were oblivious to their surroundings. It's typical of the attitude on board the Oasis, which is so loathe to share any glory with the oceans than most of its vantage points over the seas are sheathed in glass. That's all right. This ship is a product, and whether you're a theatre reviewer or a travel writer, you have to remember the audience for whom you're reviewing the product. This audience is agog. I myself can't help but be impressed. For the next year or so, until its sister ship the Allure of the Seas matches her feats, this will be the ship to book, and rates are likely to be at around $150 a night or more (I wrote about upcoming deals to be had that were even better ). I can't say that if I paid that price, high for the industry right now, that I would ever find that I was feeling ripped off. Now that I've seen this ship, though, I might consider any other vessel that dared to charge me so much would be a rip. In this way alone, the Oasis may have changed the industry: It will be difficult for less exuberant ships to charge the same price, and if they do, they'll have to find some other hook, be it a boast about smaller crowds, better food (Royal Caribbean's food is not widely considered its strong point), Mickey Mouse appearances, or larger cabins. The sheer magnitude of the Oasis, its biggest selling point, will also be the very thing that convinces some customers to choose a sailing with more modesty. And more importantly, remember that traveling is not always the same thing as vacationing. Not everyone wants to engage with other cultures; for many people, the floating fishtank of a cruise ship is all the exploration they need. The Oasis is a fabulous vacation machine, but it's about the universe it has created for itself, not about its place in the outside world. In that, it's a home run. On board the new Oasis of the Seas: Is it worth the money? originally appeared on WalletPop Blog on Sat, 21 Nov 2009 17:10:00 EST. Please see our terms for use of feeds . Permalink | Email this | Comments

Citigroup holds its customers hostage

Filed under: Credit cards Across the nation, Citibank credit card holders are receiving what pretty much amounts to a ransom note: We're going to raise your rates, says the letter, in so many words, but if you spend more money, we won't. In more specific terms , customers are being asked to spend a minimum of $750 on their cards, and if they do, they can get a rebate for 50% to 100% of their interest rate for that given month. I can't blame anyone for wanting to implode on the spot. After all, credit cards as a group used to encourage everyone to spend, until the recession came around, when the message seemed to be -- please don't spend, and if you spend, don't spend much. But now the credit cards are encouraging spending. And if you don't, they'll raise your rates. Madness. But there's a reason behind it . Ben Woolsey, director of consumer research for CreditCards.com , told the Huffington Post that Citigroup, which is Citibank's parent company, by convincing people to spend more, will cause there to be more interchange fees -- those are the fees merchants have to pay every time a customer uses a credit or debit card. And so Citigroup will make more money through interchange fees, or through the higher interest rates. Continue reading Citigroup holds its customers hostage Citigroup holds its customers hostage originally appeared on WalletPop Blog on Fri, 20 Nov 2009 19:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Family budgets: Make movie night safe again...

Filed under: Budgets , Kids and Money , Saving Money , Technology Around my house, we don't make the decision to pile into the car and head over to our local Cineplex as easily as we once did. It costs a lot of money these days to see talking animals, wild things and giant meatballs falling from the sky -- and don't get me started on the popcorn. Going to see the latest kid's film use to be a no-brainer and if the adults slept through it, well, it didn't really matter, but no more. When a family of four has to pay a total of $40.50 to see a "regular" movie, or $56.50 to see that movie in digital 3D, or splurges to see that same movie in digital 3D playing on the "giant" IMAX screen for a whopping $60.50, it suddenly becomes very important that everyone is at least mildly amused or entertained. To buy tickets to all of the new movies coming out would cost literally hundreds of dollars, and if you throw in drinks and snacks -- there goes college. How to find one that's family-friendly and worth the expense? Movie reviews for kids are not new, but they are getting increasingly relevant as families demand more of a sure-bet for their entertainment budget. It's impossible to promise that everyone will like a movie, but if you know who to listen to there will be more hits than misses. Most of the websites are free, such as Kids-in-Mind. , Commonsensemedia , Parentpreviews , and Moviemom. Continue reading Family budgets: Make movie night safe again with family-friendly review sites Family budgets: Make movie night safe again with family-friendly review sites originally appeared on WalletPop Blog on Fri, 20 Nov 2009 18:30:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Shop the friendly skies? The airlines are...

Filed under: Transportation Along with sandwiches and soda, you may one day be able to buy tickets to Lion King and Animal Kingdom while cruising 35,000 feet above ground. A New York Times story reported that the airline industry is tinkering with the idea of expanding retail offerings to boost revenue. Leading the brigade is American Airlines, which sells Heathrow Express train tickets on its flights to London and allows passengers in-flight Internet access and a chance at splurging on products from the SkyMall -- the glossy brochure that sells everything from cabin bags to fancy pens and perfumes. Many airlines around the world already sell a limited collection of products on board from SkyMall. The only glitch has been in the technology that would allow a purchase in real time. In the past, passengers had to wait until they reached their destination to place an order, but Canadian company GuestLogix solved that problem by coming up with a technology that allows on air sales with the help of a credit card reader and sales software. Personally, I do like having that option of buying an extreme last minute gift for a forgotten relative while en route to that big family gathering in India. Apart from saving face, it also would help me kill some time on that 15-hour flight. But, would passengers who like catching up on precious sleep cringe at the option? Trying to fall asleep with flight attendants sashaying the aisles carrying products and swiping credit cards definitely won't be easy. Continue reading Shop the friendly skies? The airlines are hoping you'll buy while in the sky Shop the friendly skies? The airlines are hoping you'll buy while in the sky originally appeared on WalletPop Blog on Fri, 20 Nov 2009 17:30:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Single women are hit hard by the recession

Filed under: Career , Wealth , Recession There have been a lot of reports about which group of people have been hit hardest by the recession. Men have definitely been hit disproportionately hard by job losses. In fact, men held 71.9% of the jobs lost since the recession began, hurt by mass layoffs in construction and manufacturing, according to the U.S. Bureau of Labor Statistics. I've even written about how more households are relying on female breadwinners after husbands were laid off . But single women -- many of whom are mothers or caregivers -- who get laid off don't have a second income to rely on while they hunt for a new job. Continue reading Single women are hit hard by the recession Single women are hit hard by the recession originally appeared on WalletPop Blog on Fri, 20 Nov 2009 17:00:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments

Will working a low wage job kill your...

Filed under: Career In a fairly idiotic bit of tabloid-style hysteria, CNNMoney asks the question "Are you committing career suicide?" by taking a low-paying job because you can't find anything better. According to staff writer Jessica Dickler, many laid-off workers are taking steep paycuts to make ends meet, often working at entry-level or menial jobs to put food on the table: "But a smaller paycheck could push you back a rung in the in salary ladder, and make it that much harder to get back to where you were." Continue reading Will working a low wage job kill your career? No! Will working a low wage job kill your career? No! originally appeared on WalletPop Blog on Fri, 20 Nov 2009 16:30:00 EST. Please see our terms for use of feeds . Read | Permalink | Email this | Comments
» More...
Powered by
ADVERTISEMENT
Synonyms.net Q&A is powered by Yedda an AOL Company
Copyright © 2006-2009, Yedda Inc. and respective copyright owners
Home |  Add New Abbreviation |  Your List |  Tools |  Become an Editor |  Tell a Friend |  Links |  Awards |  Testimonials |  Press |  News |  APIs new! |  About
Copyright ©2004-2007 STANDS4 LLC. All rights reserved.  Terms of Use  |  Privacy Policy  |  Contact Us