absolutely, but you have to consider your choices. There are high risk, which is investing in the stock market, there are government bonds, and i think they pay whatever the interest rate is, and there are (i beleive) the ones that are stable; they pay the same interest. I had high risk and when i took it out, i had lost about 25%. But with things the way now, I would think there is a really good chance that the market will continue to rise. Insurance: you pay them to hold your money and they invest. If you buy now and die the next day, only then do you get a good deal. (My thoughts, only). You have to take the time to study the options. Good Luck