Actually a comment, In your list of 11 places to find extra money, I have a number 12. I work in a health club, and it amazes me how so many people don't get reimbursed by their health insurance. For example: Blue Cross, Tufts, and Harvard will reimburse clients $150 a year for health club memberships, Fallon Community Health Plan up to $400 a year! So many people let this benefit go unclaimed.